Haryana’s second largest and perhaps the most talked about city, Gurgaon, has been spreading an urban and corporate vibe that has fascinated many young professionals and determined corporate workers throughout the country. Fast-paced developments, strong infrastructure and smooth expressways that connect the city to other major destinations make it an emerging cultural and tourist hub in India. Several multi-national companies have recently spruced up in sectors like Automobile manufacturing, real –estate sector and garment manufacturing. Although the rapid urbanization brings along with it shortcomings that the Millennium City is still struggling to triumph over, the city has successfully attracted natives from the neighboring states with its tall glass clad futuristic buildings and advanced entertainment options.

Gurgaon has been situated at an advantageous position from the capital of India, Delhi. International as well as the Domestic airport of Delhi are in proximity to the city. It is hence not surprising to find luxurious hotels and resorts around Gurgaon that act as a refreshing getaway for business as well as leisure travelers. The avant-garde city maintains its reputation by greeting its frequent and daily business travelers with 3 star and 5 star hotels that offer world-class facilities to satisfy the ultra modern needs of the tourists. One can find boutique resorts on the NH-8 highway that make it a perfect venue for tourists seeking a break away from the hustle and bustle of the city. Nevertheless, most of the hotels cater to the business requirements of the travelers that offer conference facilities to host business meets and product launches.

Gurgaon is a home to the world’s most respected corporations that somewhat seem to add glamour and reputation to the city. One might visualize Gurgaon as a serious metropolis that only delights the go-getting professionals or blue collar workers. However, many people residing in Delhi frequently travel to Gurgaon during weekends considering it as the nearest source of entertainment. Huge shopping malls and musical concerts make it a much favored destination amongst the youth. Dining in Gurgaon can truly be a blessing for international as well national sightseers as the city is dotted with several fine dining establishments, English-styled bistros and classy pubs that make the nightlife full of zip. Being a welcome point for foreign as well as local travelers, Gurgaon brings in a quick respite for all those suffering from jet lag. With numerous drive-in and eating joints that offer cuisines like Mexican, Italian and Thai, Gurgaon makes sure to start one’s journey with sheer contentment.

The mini Singapore was once a farming village that hardly had any substance to be highlighted in popular media. However, with the changing times the metropolitan city has had a contrasting makeover that epitomizes galloping economy and an overall growth of the nation. Gurgaon seems to be in its growing age that is most vulnerable to sudden modifications primed by urban planners. For good or for bad, the coming years will decide!

Here, various categories of investments behave differently while benefitting investors. For this, it is important for an investor to look for investment options (right assets)as per one’s financial requirements. The idea is to put your money into different investment categories to take advantage of varying situations.

How to assess your asset allocation needs?

Every investor has unique financial requirement, which usually defines her or her investing ideas. Thus, take a moment to think about your unique situation and risk appetite before formulating an asset allocation strategy.

Here it is important to segregate your investment plans basis on:

Your funds: Your funds come from money that you can afford to spare for investment planning. The more funds you have at your disposal, the greater the amount of risk you can take. If you have only limited funds, you should be more careful while investing.

Your time frame: If you are ready to invest for a longer period, then you can invest in riskier investments like stocks, which have the possibility of giving higher returns in the long run. But, if you are looking for short-term investment options, then look for less volatile categories. Basically, ask your fund manager for options where you have the possibility of getting liquid cash at the earliest.

Your dependants: If you are responsible for a large family, then you need to take their needs into consideration before investing.

Asset allocation strategy and your risk profile:

Here are few points that can help you design your strategy-

Aggressive: In an aggressive asset allocation strategy, there are a higher percentage of investments in high-risk assets like equity. Usually you will invest more than 60 per cent of your corpus in such assets. This sort of aggressive investment tip is best suited to individuals who can afford to take higher risks.

Moderate: In a moderate asset allocation strategy, the proportion of lower risk investments such as debt-based options are increased, while equity plans are lowered. This type of investment strategy is best suited to individuals who can afford to participate in risky investments, but need to accumulate wealth for their dependants. Thus, there is a need to reduce their investment risk to some extent.

Conservative: This is an investment strategy that is focused on generating regular income and protecting your accumulated wealth.

It is important to understand how to assess and arrive at an optimal asset allocation to achieve financial goals and building wealth with minimum risks.

The area of Pennsylvania affectionately known as Dutch County sometimes gets a bad rap for being a little too rustic. The general perception is that there are not many kids activities Lancaster PA parents can take advantage of. What people forget is that the population of Lancaster is one of the youngest in the state of Pennsylvania and there are plenty of young children to entertain on a full-time basis. That is why you will find plenty of kids’ activities in and around the area.

You can start your search for the kids activities Lancaster, PA parents know about with the many public parks in the area. There are parks that have pools and parks that are right along the shores of a lake or river. The kids can use their imaginations as they wander through the forest with their parents, or the whole family can enjoy themselves with a weekend camping trip. There are plenty of playgrounds with swings and other equipment that the kids will all enjoy all summer long.

The Hands-on-House Children’s Museum of Lancaster, PA is another place that has plenty of kids activities Lancaster, PA parents take full advantage of. If your kids have ever wondered how to grow anything or use a life raft, then this is the place to go. There are hundreds of interactive displays that kids can enjoy all year round. The name of the museum says it all. This is a hands-n facility that has plenty of experts to show the kids how all of the equipment works and also to show the kids how to get more out of the outdoors.

Parents who know about the kids activities Lancaster, PA has to offer understand that kids can be interested in things that parents would never expect. The Amish Farm and House has been a popular family destination in Lancaster for years. It shows kids how the Amish live and introduces children to a world without modern conveniences. It seems that, as technology gets more advanced, this attraction becomes more and more popular.

Kids in the Lancaster, PA area can enjoy the outdoors and even learn something with all of the activities in the area. If you want to raise kids that want to get off the couch and experience life first-hand, then you want to bring them to Lancaster and show them all of the fun and interesting activities there are for kids to enjoy.