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Quick lesson on‘Asset Allocation

Here, various categories of investments behave differently while benefitting investors. For this, it is important for an investor to look for investment options (right assets)as per one’s financial requirements. The idea is to put your money into different investment categories to take advantage of varying situations.

How to assess your asset allocation needs?

Every investor has unique financial requirement, which usually defines her or her investing ideas. Thus, take a moment to think about your unique situation and risk appetite before formulating an asset allocation strategy.

Here it is important to segregate your investment plans basis on:

Your funds: Your funds come from money that you can afford to spare for investment planning. The more funds you have at your disposal, the greater the amount of risk you can take. If you have only limited funds, you should be more careful while investing.

Your time frame: If you are ready to invest for a longer period, then you can invest in riskier investments like stocks, which have the possibility of giving higher returns in the long run. But, if you are looking for short-term investment options, then look for less volatile categories. Basically, ask your fund manager for options where you have the possibility of getting liquid cash at the earliest.

Your dependants: If you are responsible for a large family, then you need to take their needs into consideration before investing.

Asset allocation strategy and your risk profile:

Here are few points that can help you design your strategy-

Aggressive: In an aggressive asset allocation strategy, there are a higher percentage of investments in high-risk assets like equity. Usually you will invest more than 60 per cent of your corpus in such assets. This sort of aggressive investment tip is best suited to individuals who can afford to take higher risks.

Moderate: In a moderate asset allocation strategy, the proportion of lower risk investments such as debt-based options are increased, while equity plans are lowered. This type of investment strategy is best suited to individuals who can afford to participate in risky investments, but need to accumulate wealth for their dependants. Thus, there is a need to reduce their investment risk to some extent.

Conservative: This is an investment strategy that is focused on generating regular income and protecting your accumulated wealth.

It is important to understand how to assess and arrive at an optimal asset allocation to achieve financial goals and building wealth with minimum risks.

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Wearable Sensor Market Industry Forecast, 2018-2026

Wearable sensors are the devices that collect information about biological and physical properties of body and environment by the sensors present in wearable devices. This information is utilized further to measure the output information of body. Sensors are implemented in wearable devices to track environmental activities, such as temperature and weather information and to track fitness and health activities, such as body temperature, heart rate, stress level, heart pressure, blood pressure, movements, speed, and local temperature. Wearable sensors are used in devices, such as a smart-watch, smart shoes, body-wear, fitness watch, glasses, virtual reality headsets, sleep masks, and jewelry.

Click To Continue Reading on Wearable Sensor Market

The sensors device processes according to the surrounding environment and it is implemented on the wearable device to monitor body activities, which include, heart rate, body temperature, and blood pressure. Wearable sensors market is expected to show a significant growth over the forecast period, owing to the demand for wearable sensor devices in various applications such as healthcare, lifestyle, fitness, and security. Moreover, recent advancements in telecommunication, data analysis, sensor manufacturing, and microelectronics are providing opportunities for adoption of wearable sensors in the digital health environment.

Additionally, in the healthcare industry, wearable sensors are used for monitoring patient’s conditions. These devices are also used in sports, military, and entertainment. For instance, Apple watch is a wearable device, which includes microphone, accelerometer, and a pulse sensor. Wearable sensors are integrated into garments, watches, eye-glasses, and smartphones, which is fueling the growth of the wearable sensor market.

Decreasing cost, attractive accessories, and integration with consumer electronic devices are the key factors for boosting the growth of global wearable device market. Additionally, introduction of key players in market such as Google, Amazon, Facebook, Apple, Microsoft, smartphone penetration in sensor technology, the high occurrence of chronic disease related to blood pressure and heart rate, geriatric population with cardiac and neurological disorders, fitness awareness, and reduced digital health-cost are anticipated to significantly drive the growth of global wearable sensors market.

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Mango Destinations

Are you planning to book a flight with Mango Airways for business or tourism? With several great South African destinations on offer, Mango offers convenience and excellent fares that will combine to make your business trip or holiday enjoyable and stress-free.

Mango currently flies from OR Tambo International Airport in Johannesburg to Durban, Bloemfontein and Cape Town. There is also a service to Cape Town from Lanseria Airport in the north of Johannesburg . For those travellers who will be flying with Mango in the near future, or are planning a trip and exploring different airline options, we have provided a brief overview of the destinations that may be reached with Mango Airways
Mango destinations in South Africa

Johannesburg
South Africa’s largest city and the economic hub of the country, Johannesburg is home to some of the country’s biggest banking and corporate headquarters.A city of over 5 million people, Johannesburg is bustling with activity and the many streets of the city of gold are often busy even at midnight! If you are a commercial traveller, you will find Johannesburg the perfect place to do business.

Once the day’s business is done, Johannesburg offers a wide range of dining and entertainment options. From shopping malls that offer a wide range of products and services to the many dining establishments that may be found throughout the city, Johannesburg caters to all tastes, ages, and budgets.

Several world-class casino complexes including the famous Montecasino provide 24 hour entertainment, while an array of luxurious hotels and intimate B&B’s stand ready to welcome travellers to the city of Johannesburg. The newly completed Gautrain makes visiting various parts of the city easily and quickly, with the Sandton CBD, the trendy suburb of Rosebank and the nearby city of Pretoria easily accessible.

Cape Town
The city of Cape Town is the oldest in South Africa, and is beautifully located and steeped in history. A favourite destination for international tourists and high-budget film shoots, the old world charm and elegance of the Mother City’s colonial legacy blends effortlessly with the buzz of a modern African city. From the markets and small stores in the recently revamped yet historic city centre, where a number of fine hotels are located within walking distance of tourist attractions, visitors can explore the beauty of Cape Town at their own pace.

The new MyCiti bus network connects Cape Town International airport with the city centre bus station. From here visitors can travel to the V&A Waterfront, ride the scenic inner-city bus route, or travel to Cape Town’s northern suburbs including Blouberg Strand.

Mango Flights to Durban
With beautiful beaches, a warm sea and a pleasant tropical climate the city of Durban is a favourite with local and international tourists.Visitors who have enjoyed a day at the beach can experience the mix of cultures that makes Durban so unique. With African, Indian and European people having made their home in this vibrant city for generations, the diversity of cultures, cuisines and local flavours make Durban a city worth visiting!

Bloemfontein
Nestled in the heart of South Africa, some 600 km from Johannesburg in the central Free State province, Bloemfontein is a centre of agriculture, higher education and a popular destination for visitors to the Free State.

After taking in the historic sites of the city, visitors can enjoy a relaxing afternoon at the beautiful botanical gardens, or dine at one of the city’s famous steakhouses that serve up food that is fit for a king! The hospitable local people add to the charm of this quiet and tranquil city.

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